Insurance MCQ Daily-11

Q-11- A contract of insurance is an agreement of

  1. Contingent
  2. Constant
  3. both
  4. None of these

Option-1 A contract of Insurance is a contingent contract of agreement.

Q-12- The Bombay Mutual Assurance Society Ltd. formed in

  1. 1870
  2. 1970
  3. 1960
  4. 1865

Option-1 The Bombay Mutual Assurance Society formed in 1870.

Q-13- On which theory risk is evaluated?

  1. Variability
  2. Probability
  3. Contingency
  4. All

Option-2 Risk is evaluated on the basis of theory of Probability.

Q-14- Which is not a type of risk?

  1. Quantitative
  2. Fundamental
  3. Dynamic risks
  4. Speculative risks

Option-1 Quantitative

Q-15- Insurable interest means ________ interest

  1. Social
  2. Individual
  3. Monetary
  4. All of these

Option-3 Insurable interest means Monetary interest in subject matter insured.

Q-16- Which of the following insurance contract is not based on the principle of indemnity.

  1. Fire insurance
  2. Life insurance
  3. Marine insurance
  4. All

Option-2 Life insurance contract is not based on the principal of indemnity.

Q-17- Human life is the subject matter of a contract of ______________

  1. Life assurance
  2. Fire insurance
  3. Marine insurance
  4. General insurance

Option-1 Human life is the subject matter of a contract of Life assurance.

Q-18- Motor Insurance policies provides insurance cover to

  1. Private vehicles
  2. Commercial vehicles
  3. Motorcycles
  4. All of these

Option-4 All of these

Q-19- Employee’s State Insurance Corporation was established in

  1. 1968
  2. 1958
  3. 1948
  4. 1988

Option-3 1948

Q-20- In Insurance, the risk is

  1. Certain
  2. Uncertain
  3. Both (a) & (b)
  4. None

Option-2 In Insurance the risk is ‘Uncertain’

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