Insurance MCQ Daily-28

Insurance MCQ daily proved very useful to all Insurance aspirants or insurance savvy who regularly seek insurance knowledge.   

These 20 Insurance GK MCQs are all about Life and about the general insurance sector.

Questions related to ties ups of Insurance companies with Banks for selling Insurance products, GK on IRDAI, and FDI update on Insurance and insurance intermediaries.

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Q-1- Which Insurer introduces ‘Tech-Term’ insurance plan

  1. LIC
  2. Bajaj Life
  3. Tata AIA Life
  4. Aditya Birla Life

Option 1 LIC introduces a new term insurance plan, known as ‘Tech-Term’. It is a non-linked, without profit, pure protection ‘online term assurance policy’.

Q-2- Under ‘Tech-Term’ insurance plan, policy term is _______years and max. age for policy coverage is ________.

  1. 10, 80 yrs.
  2. 15, 85 yrs.
  3. 20, 90 yrs.
  4. 15, 95 yrs.

Option-1 Under ‘Tech-Term’ insurance plan, policy term is 10 years and max. age for policy coverage is 80 years.

Q-3- India currently ranks _____ in a list of the world’s least secure countries with respect to Cyber security.

  1. 10th
  2. 15th
  3. 20th
  4. 25th

Option-2 India currently ranks 15th in a list of the world’s least secure countries with respect to Cyber security.

Q-4- Enterprise Risk Management(ERM) encompass the following areas EXCEPT

  1. Suitability of channels of distribution
  2. Aceptance of risk exposure in relation to th established risk strategies
  3. Ascertain the proper pricing mechanism including the implied nature of risk
  4. Assimiliate and integrate different departments to devlop a full proof mechanism

Option-4 Assimiliate and integrate different departments to devlop a full proof mechanism.

Q-5- Artificial Intelligence(AI) is about application of below applications EXCEPT

  1. Physics
  2. Statistics
  3. Chemistry
  4. Mathematics

Option-2 AI is belnd of all above subject except Chemistry.

Q-6- In Artificial Intelligence(AI) ‘Big Data’ is a combination of _____________.

  1. tools and tables
  2. texts and numbers
  3. Structured and Unstructured data
  4. Structured and Semi-structured data

Option-3 In Artificial Intelligence(AI) ‘Big Data’ is a combination of structured and unstructured data.

Q-7- The term HDFS means

  1. High Density File System
  2. Heavy Density File System
  3. Heavy Distributed File System
  4. Hadoop Distributed File System

Option-4 The term HDFS means ‘Hadoop Distributed File System’.

Q-8- Under HDFC Life- Assured Pension Plan have minimum age limit of ______ and minimum maturity age is _______.

  1. 18 years and 45 years
  2. 18 years and 50 years
  3. 21 years and 45 years
  4. 21 yars and 50 years

Option-1 Under HDFC Life- Assured Pension Plan have minimum age limit of 18 years and minimum maturity age is 45 years.

Q-9- Under HDFC Life- Assured Pension Plan,the loyalty bonus starts from the _____ policy year and provide in every _________ year.

  1. 11th, alternate
  2. 10th, alternate
  3. 11th, subsequent
  4. 10th, subsequent

Option-4 Under HDFC Life- Assured Pension Plan,the loyalty bonus starts from the 11th policy year and provide in every alternate year.

Q-10- Under LIC Jeevan Akshay 6 Plan,the minimum age to take policy is _______ and maximum age is _________.

  1. 25 years and 80 years
  2. 30 years and 85 years
  3. 35 years and 80 years
  4. 40 years and 90 years

Option-2 Under LIC Jeevan Akshay 6 Plan,the minimum age to take policy is 30 years and maximum age is 85 years.

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