Insurance Questions Daily-46

Q-11- The following one is not the property for a coherent risk measure of

  1. Subaddivity
  2. Homogenity
  3. Monotonicity
  4. Monatomicity

Option-4 Monatomicity

Q-12- The Insurance Act was amended to provide for minimum solvency margins and setting up the Tariff Advisory Committee in the year of

  1. 1956
  2. 1939
  3. 1968
  4. 1971

Option-3 1968

Q-13- The Delphi technique is a method which involves getting opinion on a process

  1. from the Regulator
  2. from an individual
  3. from group of individuals
  4. None of the above

Option-3 The Delphi technique is a method which invloves getting opinion on a process from group of individuals.

Q-14- When were the Brokers introduced for the first time in Indian insurance market ?

  1. 2001
  2. 2002
  3. 2003
  4. 2004

Option-3 2003

Q-15- Risk based Internal Audits is effective in ________

  1. pointing out the deficiencies in operations
  2. identifying various risks beforehand and helps in remedying the situation
  3. better monitoring of the system including review of SOP’s thereby leading to be better efficiency in operation
  4. All of the above

Option-4 All of the above

Q-16- Risk measures are expected to correctly reflect diversification effects and facilitate effective decision making. This is achieved in ____________

  1. Stress testing measures
  2. Coherent risk measures
  3. Full revaluation methods
  4. VaR conversion methods

Option-2 Coherent risk measures

Q-17- While taking a decision, the category risk profile bucket that would most likely to escape attention of the Management is __________

  1. High Impact-Low Probability
  2. High Impact-Low Probability
  3. Low Impact-Low Probability
  4. Low Impact-High Probability

Option-1 High Impact-Low Probability

Q-18- Listed below are some of the companies which do only Health Insurance business. Select the Odd one out ?

  1. Cigna TTK Health Insurance Co. Ltd.
  2. Max Bupa Health Insurance Co. Ltd.
  3. Star Health and Allied Insurance Co. Ltd.
  4. Royal Sundaram Alliance Insurance Co. Ltd.

Option-4 Royal Sundaram Alliance Insurance Co. Ltd.

Q-19- Which of the facilities are provided by ECGC to the exporters ?

  1. Overseas investment insurance to Indian companies
  2. Guarantees to banks in respect of loans / advances given to exporters
  3. Various credit risks insurance covers to Indian exporters against losses suffered due to non payment by buyers abroad
  4. All of the above

Option-4 All of the above

Q-20- Which of the following insurance pool is not managed by the GIC in India ?

  1. Liability Pool
  2. Terrorism Pool
  3. Marine Hull Pool
  4. Indian Motor Third Party Insurance Pool

Option-1 Liability Pool

These Insurance GK questions are based on Risk Management and Practices followed in the industry. Awareness of e-IA and practices followed in managing and maintaining various accounting standards.

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